¬£ Coming Soon
‚ā¨ Coming Soon


Meet the digital
way to pay

Fourdotzero solves this. We make small payments pay to power Web 3.0
and metaverse business models.
Set up to accept payments in under 5 mins
Store and exchange value in any metaverse
Cornerstone of Web 3.0 services
Develop innovative business models

Safe trusted money to power the next

generation of internet services

Bite-sized payments for a byte-sized world

Small, everyday payments are a big deal. That‚Äôs true in most countries. But online? That‚Äôs difficult. It‚Äôs just uneconomic to make and receive sales for pennies up to ¬£/$/‚ā¨20 using traditional payment systems. Low-value payments online are broken. Yet new digital services and business models depend on fixing them. Say hello to Fourdotzero, a global micropayment network on the blockchain.

Open to all

Unlike most other payment systems, Fourdotzero is permissionless to access. It’s flexible to innovate. And it’s available to everyone, everywhere.

Making micropayments work for retailers and consumers

Using the blockchain and stablecoins (regulatory-compliant e-money tokens), Fourdotzero makes low-value sales low cost. This opens up a whole host of new ways to sell ‚ÄĒ and be paid. Think: single news articles and blogs without the hassle of sign-up. Copyright music or photos. Pay-to-play gaming. The use cases are limitless.

Are you a professional investor?

We're seeking partners to join this funding round.

About us

Fourdotzero is the brainchild of payment industry veterans Richard Bell and Jeremy Light of Fourdotzero. Both cut their teeth scaling blockchain payments at Ripple, the Silicon Valley company building a global cross-border payments network using blockchain technology and a digital asset. Bell specialises in bringing new product innovations to market, including at Visa, Santander and Vodafone, and Light formerly led Accenture’s payment consulting business in Europe for many years, advising some of the biggest banks and processors in the sector.

Richard Bell

Chief Executive Officer / Co-Founder
Formerly – Ripple, Santander, Visa and Vodafone

Jeremy Light

Chairman and Chief Operating Officer/ Co-Founder
Formerly – Ripple and Accenture

Become a part
of Fourdotzero

to offer Fourdotzero to your customers and grow your micropayments business in the metaverse
to build wallets and software for wallet providers
to see into the Fourdotzero network and check compliance

Network Overview


Unlock new business models.

Network Partners

Make digital micropayments pay.

Investor Page

Become a Fourdotzero investor.

Network Components

How it all fits together.


How the economics of tokens works.

Proof of Reserve

What Fourdotzero has in reserve.