# Fourdotzero

> Fourdotzero is a UK-based digital payments platform that enables micropayments from £0.01, letting content creators, digital businesses and brands monetise content and services per-use instead of by subscription. Its wallet product is FourDotPay.

## Core pages
- [Home](https://fourdotzero.io/): What Fourdotzero is: a UK digital payments platform for micropayments from £0.01.
- [Vision](https://fourdotzero.io/vision): Why small payments need different infrastructure and Fourdotzero's approach.
- [Team](https://fourdotzero.io/team): Fourdotzero leadership — experience from Ripple, Visa, and Accenture.
- [Help Centre](https://fourdotzero.io/support): Frequently asked questions about Fourdotzero and the FourDotPay wallet.

## News & insights
- [Why buying digital content is harder than it should be!](https://fourdotzero.io/news/why-buying-digital-content-is-harder-than-it-should-be): Investigation the reasons why buying online content Is still stuck in the Stone Age!
- [The 7 Stages of Content Value: Mapping the Journey from Discovery to Retention](https://fourdotzero.io/news/7-stages-content-value): How understanding each stage transforms your digital strategy—and why the access stage is make-or-break for your bottom line!
- [The Future of AI Commerce: How Model Context Protocol (MCP) is Revolutionising Content Monetisation](https://fourdotzero.io/news/future-of-ai-commerce): The future of AI Commerce has Arrived!
- [Understanding the Content Value Chain: How Creators and Consumers Exchange Value in 2025](https://fourdotzero.io/news/content-value-chain): The Content Value Chain has significant issues which is stifling growth!
- [Payment Beats Podcast](https://fourdotzero.io/news/payment-beats-podcast): Should metaverse money be cash-like? Do I need a wallet for every metaverse?

## White papers
- [ECB Digital Euro Consultation](https://fourdotzero.io/white-papers/ecb-digital-euro-consultation): Fourdotzero's response to the European Central Bank's consultation on a digital euro.
- [HM Treasury Payments Landscape Review Response](https://fourdotzero.io/white-papers/hm-treasury-payments-landscape-review-response): Fourdotzero's response to HM Treasury's review of the UK payments landscape.
- [New Forms of Digital Money - Bank of England](https://fourdotzero.io/white-papers/new-forms-of-digital-money-boe): Fourdotzero's response to the Bank of England's discussion paper on new forms of digital money.
- [HM Treasury Cryptoasset and Stablecoin Consultation Response](https://fourdotzero.io/white-papers/hm-treasury-cryptoasset-and-stablecoin-consultation-response): Fourdotzero's response to HM Treasury's consultation on cryptoassets and stablecoins.

## Legal
- [Privacy Policy](https://fourdotzero.io/privacy)
- [Cookie Policy](https://fourdotzero.io/cookies)
- [Terms & Conditions](https://fourdotzero.io/tcs)